United Insurance (Germany) Performance
| 0UI Stock | EUR 9.50 0.05 0.53% |
The entity has a beta of 0.51, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Insurance is expected to be smaller as well. At this point, United Insurance Holdings has a negative expected return of -0.0045%. Please make sure to validate United Insurance's semi deviation, coefficient of variation, and the relationship between the mean deviation and downside deviation , to decide if United Insurance Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days United Insurance Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. Despite nearly stable basic indicators, United Insurance is not utilizing all of its potentials. The current stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Forward Dividend Yield 0.0407 | Ex Dividend Date 2026-01-02 |
1 | How Universal Insurance Holdings Inc. stock gains from tech spending - Trade Ideas Community Shared Stock Ideas - | 12/19/2025 |
| Begin Period Cash Flow | 171.8 M | |
| Price Earnings Ratio | 6.4286 | |
| Free Cash Flow | 243.5 M |
United |
United Insurance Relative Risk vs. Return Landscape
If you would invest 965.00 in United Insurance Holdings on November 30, 2025 and sell it today you would lose (15.00) from holding United Insurance Holdings or give up 1.55% of portfolio value over 90 days. United Insurance Holdings is currently producing negative expected returns and takes up 2.0977% volatility of returns over 90 trading days. Put another way, 18% of traded stocks are less volatile than United, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
United Insurance Target Price Odds to finish over Current Price
The tendency of United Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 9.50 | 90 days | 9.50 | about 53.62 |
Based on a normal probability distribution, the odds of United Insurance to move above the current price in 90 days from now is about 53.62 (This United Insurance Holdings probability density function shows the probability of United Stock to fall within a particular range of prices over 90 days) .
United Insurance Price Density |
| Price |
Predictive Modules for United Insurance
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as United Insurance Holdings. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.United Insurance Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. United Insurance is not an exception. The market had few large corrections towards the United Insurance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold United Insurance Holdings, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of United Insurance within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.05 | |
β | Beta against Dow Jones | 0.51 | |
σ | Overall volatility | 0.33 | |
Ir | Information ratio | 0.01 |
United Insurance Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of United Insurance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for United Insurance Holdings can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| United Insurance generated a negative expected return over the last 90 days | |
| United Insurance Holdings has accumulated 980.45 M in total debt with debt to equity ratio (D/E) of 28.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. United Insurance Holdings has a current ratio of 0.74, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist United Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, United Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Insurance Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Insurance's use of debt, we should always consider it together with cash and equity. | |
| About 49.0% of United Insurance shares are owned by insiders or employees |
United Insurance Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of United Stock often depends not only on the future outlook of the current and potential United Insurance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. United Insurance's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 48.2 M | |
| Dividends Paid | 24.1 M | |
| Shares Float | 22.2 M |
United Insurance Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Insurance, and United Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.39 | ||||
| Return On Asset | 0.0825 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | (0.10) % | ||||
| Current Valuation | 335.49 M | ||||
| Shares Outstanding | 48.77 M | ||||
| Price To Earning | 413.94 X | ||||
| Price To Book | 1.89 X | ||||
| Price To Sales | 1.39 X | ||||
| Revenue | 296.44 M | ||||
| Gross Profit | 191.56 M | ||||
| EBITDA | 157.48 M | ||||
| Net Income | 75.72 M | ||||
| Cash And Equivalents | 131.79 M | ||||
| Cash Per Share | 3.07 X | ||||
| Total Debt | 980.45 M | ||||
| Debt To Equity | 28.60 % | ||||
| Book Value Per Share | 6.28 X | ||||
| Cash Flow From Operations | 243.51 M | ||||
| Earnings Per Share | 1.47 X | ||||
| Total Asset | 1.22 B | ||||
| Retained Earnings | (184.77 M) | ||||
About United Insurance Performance
By analyzing United Insurance's fundamental ratios, stakeholders can gain valuable insights into United Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. United Insurance Holdings Corp. was founded in 1999 and is headquartered in St. United Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 293 people.Things to note about United Insurance Holdings performance evaluation
Checking the ongoing alerts about United Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Insurance Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Insurance generated a negative expected return over the last 90 days | |
| United Insurance Holdings has accumulated 980.45 M in total debt with debt to equity ratio (D/E) of 28.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. United Insurance Holdings has a current ratio of 0.74, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist United Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, United Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Insurance Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Insurance's use of debt, we should always consider it together with cash and equity. | |
| About 49.0% of United Insurance shares are owned by insiders or employees |
- Analyzing United Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Insurance's stock is overvalued or undervalued compared to its peers.
- Examining United Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Insurance's stock. These opinions can provide insight into United Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United Stock analysis
When running United Insurance's price analysis, check to measure United Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Insurance is operating at the current time. Most of United Insurance's value examination focuses on studying past and present price action to predict the probability of United Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Insurance's price. Additionally, you may evaluate how the addition of United Insurance to your portfolios can decrease your overall portfolio volatility.
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